{"id":50,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.southernriskinsurance.com\/blog\/?p=50"},"modified":"2023-05-03T15:33:18","modified_gmt":"2023-05-03T21:33:18","slug":"am-i-legally-required-to-hold-recreational-insurance-in-alabama","status":"publish","type":"post","link":"https:\/\/www.southernriskinsurance.com\/blog\/am-i-legally-required-to-hold-recreational-insurance-in-alabama\/","title":{"rendered":"Am I Legally Required to Hold Recreational Insurance in Alabama?"},"content":{"rendered":"<p><span style=\"color:#000000\">At Southern Risk Associates in Foley, AL, we offer a range of different options for insurance coverage. From home insurance to recreational insurance, we do our best to cover all of the bases of our clients with the insurance policies they need. If you have an RV, motorhome, minibike, motorcycle, golf cart, or other recreational vehicle, you have probably considered insuring it with recreational insurance.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">In some cases, they may even be legally required by the state of Alabama to drive the vehicle. We&rsquo;ll dive deeper into the legal requirements for recreational insurance in Alabama in the article below.<\/span><\/p>\n<h2><span style=\"color:#434343\">What is recreational insurance?<\/span><\/h2>\n<p><span style=\"color:#000000\">Recreational insurance is a type of insurance that covers &ldquo;recreational&rdquo; vehicles. While there is a broad range of vehicles that fall into this category, there are some ways to tell if your vehicle is recreational. If it&rsquo;s used mostly for leisure instead of function, it&rsquo;s probably a recreational vehicle. Some cars such as antique cars can also be covered by recreational insurance.<\/span><\/p>\n<h3><span style=\"color:#434343\">Am I Legally Required to Hold Recreational Insurance in Alabama?<\/span><\/h3>\n<p><span style=\"color:#000000\">In Alabama, the only legal requirement for vehicle insurance is liability insurance. It has to be at least $25,000 for death or bodily injury to one person; $50,000 for death or bodily injury to two or more persons; and $25,000 for damage or destruction of property, according to besuretoinsure.com. For recreational vehicle owners who drive their vehicles on public roads, this requirement applies. Even if you don&#8217;t drive your recreational vehicle on main roads, it&#8217;s still good to have recreational insurance. Since it covers liability and damage, it can provide a safety net.<\/span><\/p>\n<h3><span style=\"color:#000000\">Reach Out To Us<\/span><\/h3>\n<p><span style=\"color:#000000\">To see how our recreational insurance policies might be right for you, visit our team at Southern Risk Associates in Foley, AL!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Southern Risk Associates in Foley, AL, we offer a range of different options for insurance coverage. From home insurance to recreational insurance, we do our best to cover all of the bases of our clients with the insurance policies they need. If you have an RV, motorhome, minibike, motorcycle, golf cart, or other recreational [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[13,14],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-recreational-insurance","tag-foley-al","tag-southern-risk-associates"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":1,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions"}],"predecessor-version":[{"id":51,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions\/51"}],"wp:attachment":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=50"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=50"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}