{"id":70,"date":"2024-02-28T04:00:00","date_gmt":"2024-02-28T10:00:00","guid":{"rendered":"https:\/\/www.southernriskinsurance.com\/blog\/?p=70"},"modified":"2024-02-21T16:32:38","modified_gmt":"2024-02-21T22:32:38","slug":"am-i-required-to-get-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.southernriskinsurance.com\/blog\/am-i-required-to-get-renters-insurance\/","title":{"rendered":"Am I Required to Get Renters Insurance?"},"content":{"rendered":"

People who buy a home with a home loan are typically required by their mortgage lender to get homeowners insurance. Homeowners who drop their homeowner’s insurance may be forced to purchase insurance through their mortgage lender. But, if you’re renting an apartment, are you required to get renter’s insurance? <\/p>\n

The professionals at Southern Risk Associates, servicing Foley, AL, are here to answer your questions about renters’ insurance. If you’re shopping for a renter’s insurance policy, we can also help you find the right policy for your needs. Here’s what you need to know about getting a renter’s insurance policy for your home. <\/p>\n

Most Apartment Renters Are Not Required to Get Renters Insurance<\/strong><\/h2>\n

Apartment renters don’t have a mortgage company telling them what to do, so many people who rent an apartment aren’t required to get renter’s insurance. However, landlords sometimes require renters to get a renter’s insurance policy.<\/p>\n

If renter’s insurance is required, it will be in the lease you sign to get the apartment. If you’re currently shopping for an apartment, check with the landlord to see if this will be required for the property you’re considering.  <\/p>\n

Benefits of Renters Insurance<\/strong><\/h2>\n

Many benefits of renter’s insurance may lead you to want this type of insurance for yourself. <\/p>\n

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  • Reduced financial liability if a covered event occurs. <\/strong>Your renter’s insurance policy can pay to repair damages in the event of a covered event, which reduces your financial liability. <\/li>\n
  • Peace of mind.<\/strong> Renter’s insurance can help you feel more comfortable knowing that you have some financial protection when a covered event occurs. <\/li>\n<\/ul>\n

    Need Renters Insurance? Contact Us Today<\/strong><\/h2>\n

    At Southern Risk Associates, servicing Foley, AL, we can help you get renter’s insurance. Call today to make an appointment and learn more about our renter’s insurance policies.<\/p>\n","protected":false},"excerpt":{"rendered":"

    People who buy a home with a home loan are typically required by their mortgage lender to get homeowners insurance. Homeowners who drop their homeowner’s insurance may be forced to purchase insurance through their mortgage lender. But, if you’re renting an apartment, are you required to get renter’s insurance?  The professionals at Southern Risk Associates, servicing Foley, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[13,14],"class_list":["post-70","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-foley-al","tag-southern-risk-associates"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":1,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions\/71"}],"wp:attachment":[{"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.southernriskinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}