Skip to content
Click to Call
Southern Risk Associates

710 E Laurel Ave
Foley, AL 36535

Get Directions

Southern Risk Associates Blog

What Businesses Need Umbrella Insurance the Most?

Umbrella insurance policies provide Foley, AL businesses with extra liability that keeps them safe. But does every company need this type of policy? It’s usually a great idea if you work in any of the company types listed here. You can then work with Southern Risk Associates to get the support you need.

Businesses With Public Commercial Property 

If your company is located on a large and sprawling lot, you need to make sure that you have umbrella protection. These policies will keep you safe from serious lawsuits that may occur on your lot. For instance, retail stores with large square footage floor areas need umbrella policies to minimize their risk of financial loss if someone gets hurt on their property.

Companies Working On Other People’s Property 

When you work in industries that go on other people’s property, you need umbrella insurance. What kind of firms do we mean here? Well, we’re referring to companies like builders, contractors, painters, HVAC professionals, healthcare providers, and anyone else who visits a home. After all, if you cause serious damage to someone else’s house, you need umbrella insurance to stay safe from lawsuits.

Any Industries With a High Risk 

Do you work in a company that naturally has a high risk? For example, investment firms, healthcare companies, and travel companies all have high risk and need umbrella insurance. If your company falls into any of these headings, make sure that you contact us to get the support that you deserve. We’ll talk with you about your dangers and ensure that you find a policy that makes the most sense.

Contact Us Today!

With the help of Southern Risk Associates, you can find umbrella insurance policies in Foley, AL that suit you. We’ll do what we can to help you and find high-quality policies that make sense. No matter what your needs are, we’re here to provide the unique support that you deserve.

Servicing States

  • Alabama
  • Mississippi
  • Georgia

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Have access to your auto ID cards anytime!

Partner Carriers

  • American Modern
  • Amwins
  • Chubb
  • Guard Insurance
  • Liberty Mutual
  • National General
  • Openly
  • Orchid
  • Orion 180
  • Progressive
  • RPS
  • SafeCo
  • State Auto
  • Swyfft
  • Traveler's
  • Universal Property