If you’re a driver in Alabama, you’re required by law to have car insurance. Some drivers may have questions or concerns about their auto insurance. If you’re located near Foley, AL, our team at Southern Risk Associates can provide answers. We’ve been offering insurance solutions to drivers like you since 2021.
Common Reasons for Policy Cancellation
Once you’ve chosen an insurance policy, it’s your responsibility to pay your premiums on time to maintain your coverage. According to the Alabama Department of Insurance, there are several reasons why your insurance company may cancel your auto insurance policy. For instance, consistent nonpayment of your premiums is one of the most common reasons for policy cancellation. Another reason is misrepresentation of facts on your application, so it’s crucial to be truthful when filling out insurance documentation.
Your insurance agent calculates your premium based on the information you provide on your application. If you fail to disclose information about car accidents in the last 36 months, or if you’ve been involved in fraudulent insurance claims, the insurance company can cancel your policy. Clients whose driver’s license was suspended within 36 months of the cancellation date can also face policy cancellation.
Contact Us Today for Your Insurance Needs
Don’t risk driving without insurance. Our team at Southern Risk Associates will work with you to find the right insurance at a price you can afford. Drivers in the Foley, AL area have learned they can trust our team with their insurance decisions. Contact us today for an appointment, and we will work with you to find the right insurance policies.
