Recreational vehicle insurance is an important investment for many reasons, including the simple fact that it keeps your assets protected. If you have a loan, you may also be required to maintain this insurance.
At Southern Risk Associates, we help those in Foley, AL, find the recreational insurance they need, no matter the vehicle type or their goal.
When Do You Need Recreational Insurance?
Recreational insurance is a specific type of insurance designed for leisure vehicles. This includes vehicles such as RVs, ATVs, snowmobiles, and other types of vehicles. The insurance could be designed for watercraft or off-road vehicles. It can also cover your golf carts, sports vehicles, dune buggies, and dirt bikes.
There are two critical types of insurance to keep in mind:
-
Property insurance: This type of insurance covers the value of the property in cases of theft or vandalism. Recreational insurance in this case protects the value of your asset. If you have a loan on your recreational vehicle, your lender may require you to maintain this type of protection.
-
Liability insurance: If you operate a vehicle on a roadway, you may need to have recreational insurance that incorporates liability coverage. Or, your recreational vehicles must be covered under your other liability insurance plans. This type of coverage protects you from claims made against you.
If you are unsure what type of insurance you need, let our team offer guidance to you. We make sure you get a policy that fits your specific objectives and your lender’s rules.
Finding the Right Insurance for Your Needs
Find the recreational insurance you need by contacting Southern Risk Associates. We work with those in and around Foley, AL, to protect their assets from all types of risks they face.
