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Foley, AL 36535

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Residential Security Enhancements and Their Bearing on Your Insurance Policy

Security enhancements may prevent theft, vandalism, and damage from the elements. Increasing the security that your property is equipped with could lessen your risk factor, resulting in changes to your insurance policy. 

Personal Assessment

Conduct a thorough inspection of the land and home that you own. Assess the points of entry that could lead to a burglary or an act of vandalism.

Keep track of weak points that could benefit from security enhancements. For example, a door with an inferior locking system should be recorded.

Your notes will guide you when shopping for installation security materials both on your land and within your residence.

Installation and Testing Processes

Have your new security equipment professionally installed and inspected. By hiring someone to complete these steps, you will be certain that all the equipment is working properly.

This will allow you to rely heavily on the enhancements without worrying about the equipment failing when you need it most.

Maintenance Essentials

Schedule times to inspect security equipment, calibrate materials that require this process, and replace worn-out materials. Completing routine maintenance will prevent mishaps that could lead to your property being stolen or damaged.

If you decide to pursue additional security enhancements to protect your land and home, have your home insurance policy modified to reflect your selected changes.

Contact South Risk Associates

You may still have some concerns about how security enhancements will affect the insurance coverage you need. If so, contact one of our Southern Risk Associates.

An agent who serves the Foley, AL, region will provide you with more insight into how security enhancements will affect your existing insurance coverage.

Servicing States

  • Alabama
  • Mississippi
  • Georgia
  • Florida

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Partner Carriers

  • Alcon insurance services
  • American Modern
  • Amwins
  • Chubb
  • Guard Insurance
  • National General
  • Openly
  • Orchid
  • Orion 180
  • Progressive
  • RPS
  • SafeCo
  • Sagesure
  • State Auto
  • Swyfft
  • Traveler's
  • Universal Property