Do you rent your place and have a pet? Super, we love pets. However, there is something we would like you to consider. If you have renters insurance, which is a wise idea, you may also extend your renters insurance to help with pets and pet-related liability. You need to talk with your agent at Southern Risk Associates, serving Foley, AL, because you may need an add-on for this additional insurance.
Extending Your Renters Insurance
Renters insurance may help manage risks to your personal property, liability for guest injuries, or tenant (your) negligence. A renters policy might also help with situations involving pets, such as pet-related damage to the rented unit (scratched floors, chewed walls/doors, dog-accidents staining the carpet, pet odor removal, etc.), or liability if your pet injures a visitor or another pet.
Won’t Your Pet Deposit Cover This?
Even if you had to pay a substantial amount as an additional pet deposit when you rented the place, that amount is not a limit for your liability exposure. Something as simple as having to pay for carpet replacement can use up your pet deposit and then some. Let a pet run wild in your rented place, and you may be shocked by the amount of damage that your pet can cause over a short time when left alone. If your dog gets loose and bites someone or kills another pet, you are going to hope you have some insurance to help out.
Don’t be hit by a nasty surprise bill for pet damage, which exceeds your pet deposit, without adequate insurance protection to help you manage this risk. Contact your agent at Southern Risk Associates, serving Foley, AL, right away to learn more about extending your renters insurance to protect your pets and manage potential pet-related liability.
